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Are payday loans a bad idea?

Payday loans are a high-cost form of unsecured credit where you borrow a relatively small amount of money until your next payday. When your boiler is racing in the middle of winter or your car breaks down and you have no…

How to spot a predatory lender

Photo: fizke (Shutterstock)Most people are familiar with the concept of predatory lending, a lending practice that imposes unfair or deceptive terms on borrowers, often taking the form of payday loans or title loans with exorbitant interest!-->!-->!-->!-->!-->…